Superannuation/TPD Claim Lawyers
Permanent Disability Lawyer:
Helping You Secure Your TPD Claim
At Law Works Compensation Lawyers, we understand the challenges of living with a total and permanent disability (TPD). If an illness or injury has left you unable to work, you may be entitled to a TPD claim through your superannuation policy. Our experienced TPD claim lawyers are here to help clients across Bankstown and greater Sydney navigate the claims process and secure the financial support they need.
What is a TPD
/Superannuation Claim?
If you have suffered an injury, illness, disability or condition which prevents you from working for a lengthy period of time then you may be entitled to a claim on your superannuation policy.
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Majority of superannuation policies have additional insurance cover which might be total and permanent disability (TPD) or income protection (IP) insurance. Majority of individuals have superannuation but do not realise they have additional coverage for when times are difficult.
Superannuation Claims
- Total and Permanent Disability (TPD): TPD insurance provides a lump sum payment if you are unable to work due to a permanent injury, illness, disability or condition.
- Income Protection (IP): IP insurance provides a replacement income if you are unable to work temporarily due to injury or illness. Law Works can help you understand your policy and advise on whether you have a claim to make.
- Death Benefit: A benefit available to the family members of a deceased with a superannuation policy comprising of the superannuation balance and an insurance benefit, if required on the policy.
These types of claims can be complex and involve dealing with insurance companies or superannuation funds.
Superannuation Claims
- Total and Permanent Disability (TPD): TPD insurance provides a lump sum payment if you are unable to work due to a permanent injury, illness, disability or condition.
- Income Protection (IP): IP insurance provides a replacement income if you are unable to work temporarily due to injury or illness. Law Works can help you understand your policy and advise on whether you have a claim to make.
- Death Benefit: A benefit available to the family members of a deceased with a superannuation policy comprising of the superannuation balance and an insurance benefit, if required on the policy.
These types of claims can be complex and involve dealing with insurance companies or superannuation funds.
Can I make a TPD Claim?
You may be eligible to make a TPD claim if as a result of your injury, illness, disability or condition:
- 1.You have not worked for a period of three or more months; and
- 2.You are unlikely to return to your previous or similar employment; and
- 3.You have a Superannuation Policy with TPD benefit.
Contact Law Works today to investigate your TPD claim and rights.
Steps to Take
In a TPD/Superannuation claim – we must undertake the following steps to successfully claim on your superannuation policy:
1. Expert Assessment
We will assess your situation to determine if you are eligible for Total and Permanent Disablement or another benefit under your Superannuation Policy by reviewing your superannuation statement and policy (or policies) and the criteria to be met alongside your personal circumstances.- 2. Claim Preparation
Our experienced Principals will gather the necessary evidence and documentation to support and submit your claim including medical evidence from your treating practitioners and your wage and employment material. - 3. Negotiation
We will make the claim on the fund on your behalf. We will handle all negotiations with insurance companies and superannuation funds on your behalf, advocating for your rights and best interests, and advise you every step of the way. - 4. Appeals and Litigation
If your claim is denied or disputed, we will give you legal advice on the decision and Law Works is prepared to take legal action to appeal the decision or pursue litigation to secure the benefits you deserve.
How Law Works Can Help
Our experienced team is dedicated to advocating for your rights. Here’s how we can assist you:
Expert Legal Guidance
We'll provide you with expert legal advice and guidance tailored to your individual circumstances.
Investigation and Evaluation
We'll thoroughly investigate your superannuation claim to determine the full extent of your benefit and gather relevant medical material to present to the superannuation fund and insurer.
Negotiation with Insurers
We'll handle all communication and negotiation with the superannuation fund and insurer including any disputes that arise.
What can you claim?
Through a TPD claim, you may be entitled to:
Lump-Sum Payments:
Access the financial support included in your superannuation policy.
Income Protection:
Depending on your policy, you may also qualify for ongoing income protection benefits.
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Our TPD insurance lawyers ensure you receive the full extent of your entitlements.
How Our TPD Insurance
Lawyers Can Help
Assessing Your Claim
During your free consultation, our permanent disability lawyer will evaluate your superannuation policy and assess your eligibility for a TPD claim.
Gathering Evidence
We assist in obtaining the necessary medical and occupational evidence to strengthen your claim.
Lodging Your Claim
Our TPD claim lawyers prepare and submit your application, ensuring all documentation is accurate and comprehensive.
Negotiating with Insurers
Insurance companies often delay or dispute claims. Our TPD insurance lawyers handle negotiations on your behalf, fighting for a fair outcome.
Why Choose Law Works
for Your TPD Claim?
Specialised Expertise
Our team of TPD claim lawyers has extensive experience in handling superannuation and insurance claims, ensuring you receive the maximum entitlement.
Local Knowledge
Serving clients in Bankstown and greater Sydney, we are familiar with the nuances of local laws and superannuation policies.
No Win, No Fee Guarantee
We believe financial difficulties shouldn’t prevent you from seeking justice. You only pay if we win your case.
Personalised Support
Every claim is unique, and we tailor our strategies to achieve the best outcome for your circumstances.
How Law Works Can Help
Our experienced team is dedicated to advocating for your rights. Here’s how we can assist you:
Expert Legal Guidance
We'll provide you with expert legal advice and guidance tailored to your individual circumstances.
Investigation and Evaluation
We'll thoroughly investigate your superannuation claim to determine the full extent of your benefit and gather relevant medical material to present to the superannuation fund and insurer.
Negotiation with Insurers
We'll handle all communication and negotiation with the superannuation fund and insurer including any disputes that arise.
Contact us now for
FREE Compensation Advice
Shop 4, 443 Chapel Road, Bankstown NSW 2200
Why Bankstown and Sydney Trust Law Works Compensation Lawyers
Proven Track Record:
Our team has a strong track record of winning TPD claims and securing significant payouts for clients.
Client-Centric Approach:
We prioritise your needs, offering empathetic and clear guidance throughout the process.
Transparent Communication:
We keep you informed every step of the way, ensuring no surprises.
Frequently Asked Questions
If illness or injury has left you unable to work, you may be eligible for a TPD claim. Call Law Works Compensation Lawyers to discuss your superannuation entitlements in a free consultation.
The timeline varies depending on the complexity of your case and the responsiveness of the insurer. Our TPD claim lawyers work efficiently to expedite the process.
If your TPD claim is rejected, our permanent disability lawyer can appeal the decision and advocate on your behalf.
Yes, a TPD claim is separate from workers compensation or Centrelink benefits. Our TPD insurance lawyers can provide detailed advice based on your circumstances.
Our Lawyers at Law Works will guide you through the process of making a claim, ensuring all necessary forms are completed accurately and supporting documentation is provided. We will handle all communication with the relevant parties to streamline the process and alleviate any stress or confusion to you.
If you have been diagnosed with a terminal illness, you may be eligible to make a TPD claim. Our compassionate lawyers can assist you in navigating this challenging situation and ensuring your claim is handled with the sensitivity and urgency it deserves.
The amount of TPD cover you have will depend on your specific insurance policy or superannuation fund. Our team can review your policy and provide a clear understanding of your coverage and potential entitlements.
Before bringing a TPD or superannuation claim, it’s important to meet the definitions and criteria as outlined in your superannuation policy determined by your superannuation fund. Our team will review your policy and definition and ensure you meet all necessary requirements before proceeding with your claim.
No. Mental health and psychological injuries which have impacted on your ability to work are accepted.
Yes. Contact Law Works today to investigate your claim.
Contact Our
TPD Claim Lawyers Today
If you’re searching for a trusted permanent disability lawyer, TPD insurance lawyers, or TPD claim lawyers in Bankstown and Sydney, look no further than Law Works Compensation Lawyers. Let us help you secure the financial relief you deserve.